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Verified 2026Banking

KOHO Referral Code 2026

Use the KOHO referral code below when you sign up to earn $40 bonus. Verified and updated regularly.

Bonus$40bonus
Steps3to redeem
StatusActiveUpdated 2026
Your referral codeKOHOBONUS40
Sign up with this code
Bonus$40 bonus

Quick sign-up summary

  1. 1Sign up for KOHO and enter code KOHOBONUS40 during onboarding.
  2. 2Load your account and spend $20+ to receive your $40 bonus.

How to redeem this code

  1. 1Sign up for KOHO and enter the referral code above.
  2. 2Load your account and make a purchase of $20 or more.
  3. 3Your $40 bonus lands in your KOHO account within a few days.

Requirements

  • New KOHO users only
  • First purchase must be $20+
  • Canadian resident, 18+

About KOHO

KOHO is a prepaid spending and savings app built for cash-back and simple budgeting, with optional credit-building tools. Referral bonuses are paid out directly to your KOHO balance after your first qualifying purchase.

Pros

  • No credit check required to sign up
  • Easy budgeting tools built into the app
  • Optional credit-building add-on

Cons

  • Not a full bank account replacement for everyone
  • Some features require a paid plan

KOHO referral code FAQs

What is the KOHO referral code?

Enter KOHOBONUS40 when you sign up for KOHO to qualify for the $40 welcome bonus.

How much do I need to spend to get the KOHO bonus?

Your first purchase needs to be at least $20 for the bonus to be credited to your account.

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This referral code is provided by KOHO and subject to change without notice. Always confirm current offer terms on the official KOHO website before signing up.