
KOHO Referral Code 2026
Use the KOHO referral code below when you sign up to earn $40 bonus. Verified and updated regularly.
Quick sign-up summary
- 1Sign up for KOHO and enter code KOHOBONUS40 during onboarding.
- 2Load your account and spend $20+ to receive your $40 bonus.
How to redeem this code
- 1Sign up for KOHO and enter the referral code above.
- 2Load your account and make a purchase of $20 or more.
- 3Your $40 bonus lands in your KOHO account within a few days.
Requirements
- New KOHO users only
- First purchase must be $20+
- Canadian resident, 18+
About KOHO
KOHO is a prepaid spending and savings app built for cash-back and simple budgeting, with optional credit-building tools. Referral bonuses are paid out directly to your KOHO balance after your first qualifying purchase.
Pros
- No credit check required to sign up
- Easy budgeting tools built into the app
- Optional credit-building add-on
Cons
- Not a full bank account replacement for everyone
- Some features require a paid plan
KOHO referral code FAQs
What is the KOHO referral code?
Enter KOHOBONUS40 when you sign up for KOHO to qualify for the $40 welcome bonus.
How much do I need to spend to get the KOHO bonus?
Your first purchase needs to be at least $20 for the bonus to be credited to your account.
More banking referral codes

Get the latest Neo Financial referral code and earn up to a $35 bonus when you sign up.

Sign up with a Simplii referral code and get up to $500 when you open an account.
This referral code is provided by KOHO and subject to change without notice. Always confirm current offer terms on the official KOHO website before signing up.