Terms of Service

By accessing or using ReferralCanada.ca (the "Site"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, please do not use the Site. We may update these terms from time to time, and your continued use of the Site constitutes acceptance of any changes.

ReferralCanada.ca is an informational directory that lists referral codes, sign-up bonuses, and promotional offers from third-party companies operating in Canada. We provide comparison and educational content only. We are not a bank, credit union, investment dealer, brokerage, crypto exchange, or financial advisor, and we do not offer financial, investment, legal, or tax advice.

We work hard to keep the information on our Site accurate and current, but referral bonuses, terms, and eligibility requirements are set by the individual companies and can change at any time without notice. We do not guarantee that any offer, bonus amount, code, or requirement listed on the Site is current, complete, or error-free. Always confirm the details of an offer on the official company website before signing up.

The Site contains links to third-party websites and offers. We are not responsible for the products, services, content, terms, or privacy practices of those third parties. Any transaction or relationship you enter into with a third-party company is solely between you and that company. We are not a party to those agreements and are not liable for any loss or issue arising from them.

We may receive a referral reward when you sign up for a product or service through a code or link on our Site. This does not increase your cost and, in most cases, using a referral code provides you with an equal or better welcome bonus. Companies cannot pay for favorable placement or reviews.

You agree not to:

• use the Site for any unlawful purpose or in violation of these terms;
• attempt to gain unauthorized access to the Site, its servers, or related systems;
• scrape, copy, or republish substantial portions of our content without permission;
• interfere with or disrupt the operation of the Site or its security features;
• misrepresent your affiliation with any person or entity.

The content, design, layout, text, and graphics on the Site — excluding third-party trademarks, logos, and offer details owned by their respective companies — are the property of ReferralCanada.ca and are protected by applicable intellectual property laws. Company names and logos are the trademarks of their respective owners and are used for identification purposes only; their use does not imply endorsement.

The Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.

To the fullest extent permitted by law, ReferralCanada.ca and its operators will not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Site or reliance on any information it contains, including any loss resulting from a third-party offer, bonus, or referral program.

You agree to indemnify and hold harmless ReferralCanada.ca and its operators from any claims, damages, liabilities, and expenses arising from your use of the Site or your violation of these terms.

These terms are governed by the laws of Canada and the province in which we operate, without regard to conflict-of-law principles. Any disputes arising from these terms or your use of the Site are subject to the exclusive jurisdiction of the courts located in Canada.

Questions about these Terms of Service can be sent to legal@referralcanada.ca.