About Simplii Financial
Simplii Financial is CIBC's no-fee digital banking brand, formed in 2017, offering everyday banking, savings, and credit products entirely online without traditional branch fees.
It provides digital banking services to Canadians nationwide (outside Quebec) through online and mobile channels, backed by CIBC's infrastructure and ATM network.
What Simplii Financial offers
A no-fee Chequing account, High Interest Savings Account, foreign currency savings accounts, the Cash Back Visa Card, and a Personal Line of Credit. As of June 2025, Simplii no longer originates new mortgages under its own brand; mortgage applicants are now connected directly with CIBC mortgage specialists instead.
Why people choose Simplii Financial
- No-fee everyday banking with free access to CIBC ATMs
- Backed by CIBC, one of Canada's Big Five banks
- Convenient online and mobile account management
Simplii Financial in Canada
A Canada-wide digital bank (available everywhere except Quebec) with CDIC-insured deposits and accounts built around Canadian banking needs.
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