Wealthsimple Referral Code 2026 - Get a $25 Bonus
Use a Wealthsimple referral code to get a $25 bonus when you sign up and fund your account with at least $100.
Wealthsimple Referral Code Overview
New Canadian customers can receive $25 bonus through the Wealthsimple referral program when they sign up and complete the qualifying steps.
Use code US0EBW when you sign up, then follow the requirements below to receive the offer.
How to Redeem the Wealthsimple Referral Code
- 1Create your accountCreate a free Wealthsimple account using referral code US0EBW, or open it through the button on this page. If you've already opened an account, you can still apply the code within 7 days of your first deposit.
- 2Fund with $100 or moreAdd at least $100 CAD in net new deposits to a Trade, Crypto, Managed Investing, or Chequing account within 30 days of the referral relationship starting. The funds need to come from outside Wealthsimple: internal transfers between your own Wealthsimple accounts, and Wealthsimple-issued bonuses, don't count.
- 3Open a Chequing account and collect your $25Wealthsimple pays the bonus into a Wealthsimple Chequing account that you hold as the primary owner. Once your qualifying deposit is confirmed and you have a Chequing account, the $25 is applied within about 24 hours.
Wealthsimple Referral Code Requirements
- New Wealthsimple clients only, 18+ and a Canadian resident
- At least $100 CAD in net new deposits, funded from outside Wealthsimple, within 30 days
- A Wealthsimple Chequing account (in your own name) is required to receive the bonus
- Bonus should stay in your account for 180 days or it can be deducted from a withdrawal
About Wealthsimple
Wealthsimple is Canada's largest robo-advisor and investing platform, offering managed investing, self-directed trading, crypto, and a no-fee chequing account. New clients who sign up and fund a Wealthsimple account through a referral link earn a $25 cash bonus.
Pros
- No minimum balance or account fees
- Bonus is deposited automatically, no claim form needed
- Works across Invest, Trade, Crypto, and Chequing accounts
- Can generally be combined with other active Wealthsimple promotions, like a transfer-match offer
Cons
- You have to open a Chequing account to actually collect the bonus, even if you only wanted to invest
- Only a 30-day window to fund after the referral relationship starts
- Bonus is expected to stay in your account for 180 days before it's fully yours to move
Quick tips
Apply the code during sign-up, complete each requirement before its deadline, and confirm the current terms on Wealthsimple's official site.
Verified offer
Checked by ReferralCanada.ca and updated when Wealthsimple changes its terms. Free to use and no account details are required.
Wealthsimple Referral Code FAQs
How do I use the Wealthsimple referral code?
Enter US0EBW in the referral code field during sign-up, or open your account through the referral link on this page. If you already have an unfunded Wealthsimple account, you can still apply the code within 7 days of your first deposit.
How much do I need to deposit to get the Wealthsimple bonus?
You need at least $100 CAD in net new deposits into a Trade, Crypto, Managed Investing, or Chequing account within 30 days of the referral relationship starting. The funding has to come from outside Wealthsimple: moving money between your own Wealthsimple accounts doesn't count.
Do I need a Wealthsimple Chequing account to get the bonus?
Yes. Wealthsimple pays the $25 bonus into a Chequing account where you're the primary account holder. If you don't have one yet when the bonus is ready, you'll get a notice and 90 days to open one before the bonus is forfeited.
How long does it take to receive the Wealthsimple bonus?
Once your qualifying deposit is confirmed, Wealthsimple applies the $25 bonus to your Chequing account within about 24 hours.
Can I withdraw the Wealthsimple bonus right away?
You can, but Wealthsimple asks clients to keep the bonus in their account for 180 days from the day it's applied. Withdrawing sooner can mean the bonus amount is deducted from that withdrawal.
Does the Wealthsimple referral code expire or change?
Referral terms do change periodically. Wealthsimple retired its older tiered referral ladder in mid-2026 in favour of a flat $25 bonus for new clients. We review this page whenever Wealthsimple updates its promotion terms.
Can I stack the Wealthsimple referral bonus with other promotions?
Usually yes. The referral bonus can typically be combined with other active Wealthsimple offers, such as a transfer-match promotion, unless the other promotion's terms say it can't be combined.
Does my friend need to be brand new to Wealthsimple to qualify?
Yes. The referral only counts for people who haven't previously registered a Wealthsimple Trade, Crypto, Managed Investing, or Chequing account. If your friend already has one of those accounts, they generally won't qualify as a new referral.
More investing referral codes
Get the latest Questrade referral code and receive a $50 bonus when you open and fund a new account with $250 or more.
Get a $50 bonus through a Webull Canada referral link when you open an account and deposit $250 or more.
This referral code is provided by Wealthsimple and subject to change without notice. Always confirm current offer terms on the official Wealthsimple website before signing up.